Punjab National Bank has launched 'PNB Swagat' personal loan scheme for salaried employees who do not have an account with the bank. Eligible users can apply online for loans ranging from ₹25,000 to ₹10 lakhs. Loans up to ₹6 lakhs are approved instantly via OTP without complex documentation. The scheme offers a repayment tenure of up to 72 months and is available for employees aged 21 to 60. The entire process is 100% digital, eliminating the need to visit a bank branch. https://kannada.news18.com/photogallery/business/government-bank-instant-loan-of-upto-6-lakh-for-salaried-employees-with-single-otp-no-bank-visit-digital-pre-approved-loan-hps-ws-b-2403280.html #creator program