📢 Key Changes in Gratuity Rules (2025–2026) You Must Know! Big updates are coming under the new labour codes, and they can directly impact your salary structure, benefits, and retirement planning. 🔍 Here are the key highlights: ✅ 1-Year Eligibility for Fixed-Term Employees No need to wait 5 years anymore—gratuity can now be claimed after just 1 year of continuous service (pro-rata basis). ✅ 50% Wage Rule At least 50% of your CTC must be basic wage, which can increase your gratuity payout. ✅ Gratuity Calculation Formula Gratuity = (Basic Salary + DA) × 15/26 × Years of Service ✅ Faster Payment Timeline Employers must pay gratuity within 30 days, or face 10% interest penalty on delays. ✅ Tax-Free Limit The maximum tax-free gratuity limit remains ₹20 lakh. 💡 Why this matters? These changes are designed to improve employee benefits, transparency, and financial security—especially for those working on contracts or switching jobs frequently. 📌 Pro Tip: Understanding these rules can help you plan your long-term wealth and retirement strategy more effectively. 💬 Want to align your investments with your financial goals? Let’s connect. #Gratuity #SalaryStructure #FinancialPlanning #EmployeeBenefits #WealthPlanning #TaxPlanning #IndiaFinance #PersonalFinance #SmartMoney #wealth #Mutual Fund Investments #🎁चैटरूम: अर्न & लर्न🤑 #✍🏻 बीमा योजना की जानकारी ✍🏻 #sip