Retirement isn’t just about building a big corpus.
It’s about creating a cash flow that can support the life you want—year after year.
A retirement plan should answer an important question:
👉 How can I create an income that lasts as long as I do?
The 4% rule is often discussed in retirement planning, but your actual retirement strategy should consider:
📈 Inflation and rising expenses
🏥 Healthcare costs
💰 Taxes and investment returns
⏳ Life expectancy
📊 Asset allocation and withdrawal strategy
🏡 Your lifestyle and financial goals
For example, at a 4% withdrawal rate, a monthly requirement of ₹50,000 translates to an illustrative corpus of ₹1.5 crore. But remember: this is only a starting point—not a guaranteed formula for every investor.
Your retirement plan should be personalised, regularly reviewed, and aligned with your risk profile and goals.
💬 Comment "PLAN" if you want to create a retirement income strategy for your future.
Start planning today. Your future self will thank you.
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