*Very Very Important* #🤘मैत्री
🤘मैत्री - Vehicle owner wins case against insurer CONSUMER AS KING Jehangir B Gai sion . The National Commis sion observed the State Com nil Sharma had pur mission had given a well - rea chased a vehicle by soned order : It pointed out a taking a loan from Hin - hypothecated vehicle cannot duja Leyland Finance . The be sold without the finan vehicle was hypothecated to cer ' s consent . So the finan the financer . It was insured cer would be considered the with Iffco Tokio General In - vehicle owner and the status surance for Rs 4 lakh from of the borrower would be June 22 , 2014 , to September that of a trustee or a lessee 21 , 2015 . who is merely using the vehi The vehicle met with an cle till the loan is repaid . accident and was damaged . Since the registration certif The police registered an FIR against a man , identified on ly as Ajay , who was driving the vehicle at the time . Shar ma lodged a claim under the policy . It was repudiated on the ground that he did not icate of the vehicle was in have any insurable interest Sharma ' s name with an en in the vehicle as the police dorsement that it was hy . had recorded the FIR men - pothecated to tioning Ajay as the owner : Hinduja Leyland Fi . Sharma filed a complaint nance , the commission held before the district forum . He Sharma was in legal posses relied on Ajay ' s affidavit sion of the vehicle though it who deposed he had not was being driven by Ajay . bought the vehicle . The in - The Commission held a surer contested the case . The statement recorded by the forum upheld the insurer ' s police in the FIR does not stand . have any evidentiary value . Sharma appealed to the By its order of Septem Himachal Pradesh State ber 17 , 2019 , delivered by Jus Commission which reversed tice Deepa Sharma , the Na the decision , and held the tional Commission dismis claim to be payable as theevi sed the revision plea , hold dence established Sharma to ing the insurer liable to be the owner . It ordered the settle the claim . insurer to pay Rs 4 lakh with ( The author is a consumer 9 % interest from the date of activist and has won the Govt the complaint being filed . of India ' s National Youth Sharma was also awarded Rs Award for Consumer Protec 10 , 000 compensation , and Rs tion . His email is 5 , 000 litigation costs . jehangirgai . columnist Iffco Tokio filed a revi @ outlook . in ) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . - ShareChat
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