While Taking Home Insurance, Always Choose “Reinstatement Value” Cover 🏠 Don’t insure your house for market value. Insure it for Reconstruction (Reinstatement) Value. That means: ✔ Claim is paid based on current construction cost ✔ No deduction for depreciation ✔ Helps you rebuild the same house after damage ✔ Protects you from rising material and labour costs If you choose market value or depreciated value, the claim amount may be much lower than what is needed to rebuild. Right option today = No financial shock tomorrow. Home Insurance is not an expense. It’s protection for your lifetime asset. #👨‍👩‍👦‍👦இன்சூரன்ஸ் #💸சேமிப்பு திட்டங்கள்🤑