📉 Multiple Credit Cards = Multiple Impacts on Your Credit Score! Having more than one credit card can be useful—but only if managed smartly. Here’s how multiple credit cards can affect your CIBIL / Credit Score: 🔹 Positive Impact ✔️ Higher total credit limit ✔️ Better credit utilization ratio (if spending is controlled) ✔️ Strong repayment history when all dues are paid on time 🔹 Negative Impact ❌ Multiple hard inquiries in a short time ❌ Missed payments on any one card hurt the score ❌ High utilization across cards increases risk profile 💡 Smart Tip: Use limited cards, keep utilization below 30%, and always pay on or before due date. 📲 Need guidance before applying for a new card? Message us on WhatsApp: 9099008561 --- ⚠️ Disclaimer: Credit score impact may vary based on individual credit behavior, lender policies, and repayment history. This post is for awareness and informational purposes only and does not guarantee approval or specific credit score changes. --- #CreditScore #CIBILScore #CreditCardTips #PersonalFinance #FinancialAwareness #SmartCredit #LoanGuidance #🌞 Good Morning🌞 #📹शॉर्ट अपडेट्स वीडियो 🎥 #👨🏻‍💼 लोन की जानकारी 📝 #📰GK & करेंट अफेयर्स Students💡 #📖बैंकिंग की तैयारी