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#📖बैंकिंग की तैयारी #📰GK & करेंट अफेयर्स Students💡
📖बैंकिंग की तैयारी - Aqdaeuz Debit Card & Credit Card Bosis Debircord Credit Card Source of money Own bonk bolonce Bank's money (credit) Spending limif Upto account balance Fixed credit limit Example limif Bal र30,0०० > Spe रे30,000 Limit ?1,00,000 Poyment timing Pay Immediate deduction later (monthly bill) Interest rate 30-45% per annum 0% Nof applicable  Interest-free period days 45-50 Minimum poyment Nof applicable ~5% of total billl Example bill 5,000 deducfed insfanfly ২5,000 paid later Annual feel 70-7300 र500-र5,000 Rewardslcashback 0-1% 1-5% Credif score impacf Noimpacf Improves if on time paid Risk of overspending Low High if misused Direct loss from account Fraud impacf Amount blocked by bank Large purchases & rewards Best suifed for Daily expenses Card Gedic Debit Card' 933 5593 10136 9u7? 918 5283 1231 .09 00 0" www.qddo247.com Aqdaeuz Debit Card & Credit Card Bosis Debircord Credit Card Source of money Own bonk bolonce Bank's money (credit) Spending limif Upto account balance Fixed credit limit Example limif Bal र30,0०० > Spe रे30,000 Limit ?1,00,000 Poyment timing Pay Immediate deduction later (monthly bill) Interest rate 30-45% per annum 0% Nof applicable  Interest-free period days 45-50 Minimum poyment Nof applicable ~5% of total billl Example bill 5,000 deducfed insfanfly ২5,000 paid later Annual feel 70-7300 र500-र5,000 Rewardslcashback 0-1% 1-5% Credif score impacf Noimpacf Improves if on time paid Risk of overspending Low High if misused Direct loss from account Fraud impacf Amount blocked by bank Large purchases & rewards Best suifed for Daily expenses Card Gedic Debit Card' 933 5593 10136 9u7? 918 5283 1231 .09 00 0" www.qddo247.com - ShareChat