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#கடைசி பெஞ்ச்
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![கடைசி பெஞ்ச் - ३० HABITS THAT DRAIN YOUR WEALTH Impulse buying without planning] Chasing trends and luxury items 3. Frequent dining out instead of cooking Overspending on subscriptions you rarely use replacement cheap 5. Buying items that need constant Shopping to relieve stress or emotions 61 7. Carrying high interest credit card balances Taking loans for depreciating assets cars gadgets 9. Ignoring repayment schedules and late fees Using buy 10. now pay later excessively Refinancing without understanding long 11 term costs Borrowing from friends family without repayment discipline 12. 13. Living beyond your means to impress others 14. Upgrading gadgets and cars too often 15 . Expensive hobbies without budgeting | Gambling betting regularly 16. or 17. Excessive alcohol; smoking or costly habits distinguishing between needs and wants 18. Not 19. Lack of a monthly budget 20 Not tracking expenses Avoiding financial literacy or money management skills 21 Failing 22. to save consistently २३. Ignoring emergency funds 24 Not negotiating or deals prices | 25. Neglecting retirement contributions २६. Poor investment decisions without research 27. Falling for get rich quick schemes २८. Not diversifying income streams 29.Ignoring insurance for health; property or life Procrastinating on financial planning 30. ३० HABITS THAT DRAIN YOUR WEALTH Impulse buying without planning] Chasing trends and luxury items 3. Frequent dining out instead of cooking Overspending on subscriptions you rarely use replacement cheap 5. Buying items that need constant Shopping to relieve stress or emotions 61 7. Carrying high interest credit card balances Taking loans for depreciating assets cars gadgets 9. Ignoring repayment schedules and late fees Using buy 10. now pay later excessively Refinancing without understanding long 11 term costs Borrowing from friends family without repayment discipline 12. 13. Living beyond your means to impress others 14. Upgrading gadgets and cars too often 15 . Expensive hobbies without budgeting | Gambling betting regularly 16. or 17. Excessive alcohol; smoking or costly habits distinguishing between needs and wants 18. Not 19. Lack of a monthly budget 20 Not tracking expenses Avoiding financial literacy or money management skills 21 Failing 22. to save consistently २३. Ignoring emergency funds 24 Not negotiating or deals prices | 25. Neglecting retirement contributions २६. Poor investment decisions without research 27. Falling for get rich quick schemes २८. Not diversifying income streams 29.Ignoring insurance for health; property or life Procrastinating on financial planning 30. - ShareChat](https://cdn4.sharechat.com/bd5223f_s1w/compressed_gm_40_img_266431_3b58eb9_1771640261700_sc.jpg?tenant=sc&referrer=pwa-sharechat-service&f=700_sc.jpg "கடைசி பெஞ்ச் - ३० HABITS THAT DRAIN YOUR WEALTH Impulse buying without planning] Chasing trends and luxury items 3. Frequent dining out instead of cooking Overspending on subscriptions you rarely use replacement cheap 5. Buying items that need constant Shopping to relieve stress or emotions 61 7. Carrying high interest credit card balances Taking loans for depreciating assets cars gadgets 9. Ignoring repayment schedules and late fees Using buy 10. now pay later excessively Refinancing without understanding long 11 term costs Borrowing from friends family without repayment discipline 12. 13. Living beyond your means to impress others 14. Upgrading gadgets and cars too often 15 . Expensive hobbies without budgeting | Gambling betting regularly 16. or 17. Excessive alcohol; smoking or costly habits distinguishing between needs and wants 18. Not 19. Lack of a monthly budget 20 Not tracking expenses Avoiding financial literacy or money management skills 21 Failing 22. to save consistently २३. Ignoring emergency funds 24 Not negotiating or deals prices | 25. Neglecting retirement contributions २६. Poor investment decisions without research 27. Falling for get rich quick schemes २८. Not diversifying income streams 29.Ignoring insurance for health; property or life Procrastinating on financial planning 30. ३० HABITS THAT DRAIN YOUR WEALTH Impulse buying without planning] Chasing trends and luxury items 3. Frequent dining out instead of cooking Overspending on subscriptions you rarely use replacement cheap 5. Buying items that need constant Shopping to relieve stress or emotions 61 7. Carrying high interest credit card balances Taking loans for depreciating assets cars gadgets 9. Ignoring repayment schedules and late fees Using buy 10. now pay later excessively Refinancing without understanding long 11 term costs Borrowing from friends family without repayment discipline 12. 13. Living beyond your means to impress others 14. Upgrading gadgets and cars too often 15 . Expensive hobbies without budgeting | Gambling betting regularly 16. or 17. Excessive alcohol; smoking or costly habits distinguishing between needs and wants 18. Not 19. Lack of a monthly budget 20 Not tracking expenses Avoiding financial literacy or money management skills 21 Failing 22. to save consistently २३. Ignoring emergency funds 24 Not negotiating or deals prices | 25. Neglecting retirement contributions २६. Poor investment decisions without research 27. Falling for get rich quick schemes २८. Not diversifying income streams 29.Ignoring insurance for health; property or life Procrastinating on financial planning 30. - ShareChat")