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Sara
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#🏦బ్యాంకింగ్ సర్వీసెస్
🏦బ్యాంకింగ్ సర్వీసెస్ - TYPES OF BANK ACCOUNTS IN INDIA (Banking & Finance Notes) KEY FEATURES SAVINGS ACCOUNT (SA) KYC Norms Primory Purpose: Promote Interest Compounding savings among individudls Minimum Balance Restrictions on number of Requirements Transacrions Nomination Facility SAVE Nominal interest ratel Net Bonking Mobile (varies by bank) Access @currentaffairsupdate CURRENT ACCOUNT (CA) Primary Purpose: Large volume business transactions No limits on number Of wiihdrawals Zero or very low interest Overdraft facility available @currentdffdirsupddte FIXED DEPOSIT (FD) Primary Purpose: Safe investment of lump sum High; fixed interest rate Tenure: fixed (e.g , 7 days to 10 years) period Penalty for premature withdrawal RECURRING DEPOSIT (RD) savings Primary Purpose: Systematic regular Fixed monthly installments High interest rate (similar to FD) Accumulated amount plus interest given on maturity OTHER ACCOUNTS Salary BSBDA NRE/NRO Nomina Facility Account (Jan Dhan) Accounts TYPES OF BANK ACCOUNTS IN INDIA (Banking & Finance Notes) KEY FEATURES SAVINGS ACCOUNT (SA) KYC Norms Primory Purpose: Promote Interest Compounding savings among individudls Minimum Balance Restrictions on number of Requirements Transacrions Nomination Facility SAVE Nominal interest ratel Net Bonking Mobile (varies by bank) Access @currentaffairsupdate CURRENT ACCOUNT (CA) Primary Purpose: Large volume business transactions No limits on number Of wiihdrawals Zero or very low interest Overdraft facility available @currentdffdirsupddte FIXED DEPOSIT (FD) Primary Purpose: Safe investment of lump sum High; fixed interest rate Tenure: fixed (e.g , 7 days to 10 years) period Penalty for premature withdrawal RECURRING DEPOSIT (RD) savings Primary Purpose: Systematic regular Fixed monthly installments High interest rate (similar to FD) Accumulated amount plus interest given on maturity OTHER ACCOUNTS Salary BSBDA NRE/NRO Nomina Facility Account (Jan Dhan) Accounts - ShareChat