HDFC Bank has announced significant changes to its premium credit cards, Regalia Gold and Diners Privilege, effective July 1, 2026. Reward points for regular spending have been reduced, and complimentary airport lounge access is now linked to a minimum spending requirement of ₹60,000 per calendar quarter. Additionally, a 1.75% Dynamic Currency Conversion (DCC) fee will apply to international transactions, and a ₹199 fee will be charged for card replacements starting May 15, 2026. A new Travel Edge program was also introduced for Regalia Gold users.
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