Banks are reducing credit card limits based on factors like repayment behavior, falling CIBIL scores, and high credit utilization ratios. This can negatively impact a user's credit score as the available credit decreases. Experts suggest keeping utilization below 30% and paying bills on time to maintain or increase limits. https://propunjabtv.com/why-are-banks-suddenly-reducing-credit-card-limits-could-this-affect-your-financial-situation/ #Creator program