NPCI is set to integrate Artificial Intelligence (AI) into the UPI ecosystem to enhance the BHIM app and compete with Google Pay and PhonePe. CEO Dilip Asbe highlighted that AI will enable features like voice commands, smart suggestions, and support for regional Indian languages through Small Language Models (SLM). This initiative aims to make digital payments safer and more accessible for millions, especially in rural areas, while integrating various government schemes and financial services into a single platform. https://odishasambad.in/ai-set-to-transform-upi-as-bhim-app-prepares-to-challenge-phonepe-and-google-pay/ #creator program