SBI Report: Unsecured Bank Lending Touches ₹46.9 Lakh Crore in FY25 Unsecured lending in India has surged to ₹46.9 lakh crore in FY25, accounting for nearly one-fourth of total bank credit, according to an SBI report. While asset quality remains strong with declining NPAs, both SBI and RBI have flagged concerns over rising credit risk due to the rapid growth of collateral-free loans. Subscribe Channel and Watch More: https://youtube.com/shorts/8FIj9EB4vbI?si=41l70oqckQ1A3wxj #banking