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Cyber Dost I4COnline fraud में पैसा गया? Bank से वापस आ सकता है अगर आपने कोई transaction authorize नहीं किया, या payment के बाद product/service deliver नहीं हुई, तो आप chargeback request कर सकते हैं Chargeback का मतलब है - आपका bank, merchant के bank से आपका पैसा वापस recover करता है यह 3 situations में apply होता है: • Fraud transaction (unauthorized payment) • Payment हुआ, लेकिन product या service deliver नहीं हुई • Product गलत या misrepresented निकला ध्यान रखें: • सबसे पहले bank helpline पर call करके transaction dispute register करें • Service Request Number (SRN) ज़रूर note करें - यही आपका proof है • Dispute form fill करके transaction details और evidence (screenshots, emails, invoices) submit करें • RBI guidelines के अनुसार, dispute 120 दिन के अंदर file करना ज़रूरी है याद रखें: सही process और strong evidence के साथ, पैसा वापस मिल सकता है अगर आप cyber fraud का शिकार हुए हैं, तुरंत 1930 पर call करें या cybercrime.gov.in पर report करें #india #news #senior #cashback
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