According to NPCI data, Bengaluru Urban, Mumbai Suburban, and Pune lead India in UPI transaction volumes. Bengaluru Urban ranks first with 2.86% of total national transactions. The study highlights that urban areas with high economic activity, tech hubs, and migrant populations see higher UPI usage. In contrast, rural areas and smaller towns still prefer cash for low-value transactions due to limited digital infrastructure at local shops and insufficient incentives for digital adoption. https://sambad.in/india-and-beyond/india-s-upi-boom-is-still-a-big-city-story-bengaluru-mumbai-and-pune-dominate-payments-11900914 #creator program