Investors are shifting towards traditional savings like Post Office Time Deposits (POTD) and Bank FDs due to market volatility. The Post Office currently offers higher interest rates ranging from 6.9% to 7.5% compared to major public sector banks like SBI, PNB, and BoB. Additionally, 5-year post office schemes provide tax benefits under Section 80C. While bank deposits are insured up to 5 lakhs by DICGC, Post Office schemes carry a full central government guarantee, making them safer and more lucrative for long-term investors. https://www.dharitri.com/post-office-vs-bank-fd-where-are-you-getting-higher-interest-check/ #creator program